Course creators and online educators face a frustrating reality when building their digital empires. You’ve mastered content creation, built engaged audiences, and generated substantial revenue through Kajabi. But when it comes time to collect your earnings, traditional payment methods eat into your profits with excessive fees, delayed transfers, and complicated currency conversions.
Whether you’re earning $5,000 or $50,000 monthly from your online courses, the payment infrastructure shouldn’t be your biggest obstacle. That’s where modern financial solutions step in to solve what banks have overcomplicated for decades.
Principais conclusões
- Obter aprovação para uma conta em USD sem residência nos EUA (aprovação imediata a 24 horas)
- Receive Kajabi payments with zero incoming fees through ACH transfers
- Converter USD em criptomoedas/moedas estáveis e enviar dinheiro para todo o mundo com as melhores taxas
- Aceda ao seu dinheiro instantaneamente com cartões virtuais, transferências no mesmo dia e pagamentos criptográficos
- Save thousands annually compared to traditional banking fees and currency conversion losses
Why Kajabi Users Need a US Bank Account
Online course creators using Kajabi typically earn in US dollars, but accessing these funds efficiently remains a challenge. Traditional banks charge 3-5% for currency conversion, plus additional fees for international wire transfers. These costs compound quickly when you’re processing thousands in monthly revenue.
Geographic restrictions create another barrier. Many international creators struggle to open US accounts, forcing them to rely on intermediary services that add layers of fees and delays. Meanwhile, local banking systems often lack the infrastructure to handle USD efficiently, creating bottlenecks that slow your cash flow and limit your ability to reinvest in growth.
The solution lies in having direct access to USD banking infrastructure without the traditional barriers. This means receiving payments faster, keeping more of your earnings, and having the flexibility to convert to crypto/stablecoins for instant global transfers when needed.
How Kajabi Payments Work: Complete Overview
Kajabi processes payments through Stripe, which handles credit card transactions, PayPal integration, and subscription billing for course creators. The platform collects student payments and holds funds for a standard processing period before releasing them to your designated account.
Revenue flows from multiple sources including one-time course purchases, monthly subscriptions, coaching programs, and digital product sales. Kajabi typically releases payments within 2-7 business days after the transaction, though first-time payouts may take longer due to verification requirements.
Requirements to Receive Kajabi Payments
To receive Kajabi payments, you need a verified business or personal account with valid tax documentation. US creators provide their Social Security Number or EIN, while international creators submit equivalent tax identification from their home country.
Your payout account must be able to receive ACH transfers (domestic US transfers) or wire transfers for international accounts. Kajabi requires bank account verification through micro-deposits or instant verification methods before processing your first payout.
How to Receive Kajabi Payments
Your account needs to be connected to a financial institution that can receive USD payments efficiently. Most creators link either a traditional US bank account or a modern USD account service that provides US routing numbers.
This is where Utoppia becomes the ideal solution for international course creators. Instead of dealing with complex international wire transfers or losing money to currency conversion, you can receive Kajabi payments directly through ACH transfers to your Utoppia USD account.
Why Utoppia is the Best Solution for Kajabi Users
Utoppia provides USD accounts with full US routing and account numbers, designed specifically for international creators and freelancers. You don’t need US residency, a Social Security Number, or complicated paperwork to get started.
The financial platform offers free incoming ACH transfers, which means you receive your Kajabi payments without fees. Available in 18+ countries worldwide, Utoppia serves course creators from Latin America to Europe, Asia, and beyond. You can also convert USD to crypto/stablecoins at competitive rates for instant global transfers when you need to pay international contractors or move money quickly.
Passo a passo: Configurar a sua conta Utoppia
- Descarregar a aplicação Utoppia da App Store ou do Google Play
- Criar a sua conta com e-mail e palavra-passe
- Carregue o seu passaporte e tire uma selfie para verificação KYC (Know Your Customer - verificação de identidade padrão exigida pelos regulamentos financeiros)
- Introduza as suas informações (endereço, número de telefone, número de identificação fiscal, se exigido pelo seu país)
- Aguardar a aprovação (instantânea a 24 horas)
- Comece a utilizar a sua conta - receba pagamentos, encomende cartões, invista, transfira, envie dinheiro com criptomoedas
Abrir a sua conta em dólares americanos com o Utoppia demora apenas 5-10 minutos a partir do seu telemóvel, independentemente da sua localização. O processo é o mesmo em todo o mundo, mas criámos guias específicos para cada país com informações localizadas para o ajudar. Confira!
| Região | Países disponíveis |
|---|---|
| América Latina | Argentina - Brasil - Chile - Colômbia - Equador - México - Paraguai - Peru - Uruguai |
| Europa | França - Itália - Portugal - Espanha - Reino Unido |
| Caraíbas | República Dominicana |
| Ásia | Índia |
| Oceânia | Austrália - Nova Zelândia |
Payment Timeline: When You’ll Receive Kajabi Money
Kajabi typically processes payouts every 2-7 business days after a transaction is completed. However, the timeline depends on your payment processor settings and any security holds Stripe may apply to new accounts or unusual activity patterns.
First-time payouts often take longer due to verification requirements and fraud prevention measures. Banking holidays, weekend processing delays, and time zone differences between Kajabi’s systems and your bank can add 1-2 additional days to the timeline.
Alternatives to Receiving Kajabi Payments (And Why Utoppia is Better)
Why Utoppia is the Best Choice for Kajabi Users:
- Conta em USD real com números de encaminhamento dos EUA (não uma carteira ou um intermediário)
- Completely free to receive payments from Kajabi
- Não é necessário ter residência nos EUA ou número de segurança social
- Aprovação rápida (instantânea até 24 horas)
- Transferências bancárias nacionais e ACH gratuitas
- Infra-estruturas financeiras profissionais
- Concebido especificamente para trabalhadores remotos e criadores a nível mundial
- Converter USD em criptomoedas/moedas estáveis com taxas competitivas para transferências globais instantâneas
- Envie dinheiro para qualquer lugar do mundo usando stablecoins com as melhores taxas de mercado
| Caraterística | Utoppia | Banco tradicional | PayPal | Payoneer | Sábio |
|---|---|---|---|---|---|
| Residência nos EUA exigida | ❌ Não | ✅ Sim (normalmente) | ❌ Não | ❌ Não | ❌ Não |
| Abertura de conta | Grátis | Varia ($0-50) | Grátis | Grátis | Grátis |
| Taxa mensal | Grátis | $10-25 | Grátis | Grátis* | Grátis |
| Receber ACH | Grátis | Gratuito (para consumidores) | Gratuito (pessoal) 2.9%+$0.30 (empresarial) | 1% | Grátis |
| Fio de receção | $5 (nacional) | $15-30 | 5% | Até 3% | $6.11 |
| Envio de USD | Gratuito (ACH) $1 taxa para saída | Varia | Taxa de câmbio | Taxa de câmbio | Taxa de câmbio |
| Suporte para criptomoedas/moedas estáveis | ✅ Sim - Taxas competitivas | ❌ Não | ✅ Sim - Limitada | ❌ Não | ❌ Não |
| Conversão de criptomoedas/moedas estáveis | Taxas de mercado competitivas | N/A | 1,5-2,2% + taxas de rede | N/A | N/A |
| Cartão virtual | Grátis | $5-15 | Taxa variável | $29,95/ano | Grátis |
| Cartão físico | $9.99 (uma única vez) | $0-25 | Grátis | $29,95/ano | $9 (uma única vez) |
| Conversão de moeda (transacções com cartão que não em USD) | 1.49% | 3-5% | 3-4% | 2-3% | 0.3-1.5% |
| Tempo de configuração da conta | 5-10 min | Dias/Semanas | Minutos | 1-2 dias | 1-2 dias |
| Tempo de aprovação | Instantâneo-24hrs | 1-2 semanas | Instantâneo | 1-3 dias | 1-2 dias |
| Apoio ao cliente | Várias línguas | Limitada | Limitada | Disponível | Disponível |
| Melhor para | Trabalhadores remotos, freelancers, criadores que ganham USD | Residentes nos EUA | Pequenas transacções | Utilizadores de grande volume | Necessidades de várias moedas |
Notas de rodapé:
- *Payoneer: taxa anual de $29,95 se receber menos de $2.000 USD em 12 meses
Perguntas mais frequentes
Can I receive Kajabi payments without a US address?
Yes, you can receive Kajabi payments without a US address using Utoppia’s USD account. You get real US routing and account numbers that work with Kajabi’s ACH payment system, regardless of where you live. This eliminates the need for expensive international wire transfers.
How long does Kajabi take to pay?
Kajabi typically processes payments within 2-7 business days through Stripe. Once released, ACH transfers to your Utoppia account arrive within 1-2 business days. This is significantly faster than international wire transfers, which can take 3-5 business days and cost $15-50 in fees.
Preciso de ter residência nos EUA para abrir uma conta Utoppia?
No, Utoppia is designed specifically for non-US residents who need USD banking services. You can open an account from any of the 18+ supported countries without US residency, a Social Security Number, or US address. Approval takes from instant up to 24 hours.
Posso utilizar o Utoppia também noutras plataformas?
Absolutely. Your Utoppia USD account works with any platform that pays in US dollars, including Teachable, Thinkific, Gumroad, Stripe, and affiliate networks. You can consolidate all your USD income streams into one account, making financial management much simpler.
Posso converter os meus USD em criptomoedas ou stablecoins?
Yes, Utoppia allows you to convert USD to crypto/stablecoins with competitive market rates, giving you flexibility to send money globally instantly or diversify your holdings. This is particularly useful for paying international contractors or moving funds between different platforms quickly.
Existem taxas ocultas?
No hidden fees. Utoppia charges $0 for account opening, $0 monthly maintenance, and $0 for receiving ACH transfers from Kajabi. You only pay $1 for outgoing domestic transfers, $3 for same-day ACH, and 1.49% for non-USD card transactions. All fees are clearly disclosed upfront.
Join Thousands of Kajabi Users
Over 50,000 creators and freelancers across 18+ countries trust Utoppia for their USD banking needs. Course creators particularly appreciate the seamless integration with platforms like Kajabi, allowing them to focus on content creation instead of payment logistics.
Users regularly leverage the crypto/stablecoin features for global transfers, especially when paying international team members or moving funds between platforms instantly. This flexibility has made Utoppia the preferred choice for digital entrepreneurs who operate across borders.
The future of online education is global, and your payment infrastructure should match that ambition. Stop letting traditional banking barriers limit your course creation business. Get your USD account with crypto/stablecoin support and join the thousands of Kajabi users who’ve already made the switch to smarter financial management.
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